MoneyWise Daily · Free money tools

Free 50/30/20 Budget Calculator

A clear picture of your month. Plan 50% for needs, 30% for wants and 20% for savings — and see where your money stands.

Your monthly numbers

Amounts in euros, after tax. Blank expenses count as zero.

€

Rent, groceries, transport and minimum debt payments are needs. Subscriptions and other discretionary costs are wants. Extra debt repayments can count toward your savings goal; enter them only once.

Your budget at a glance

50 / 30 / 20
50/30/20

Enter your monthly income to see your results.

The 50/30/20 rule is a starting point, not a requirement. Adapt it to your situation. This calculator provides educational information, not financial advice.